Caribbean 100% Finance Scheme Explained
(You can sell your property at any time after exchange of contracts)

* Only £1000 required until completion * * Guaranteed mortgage upon completion *

£1000 non-refundable** reservation fee required for reservation of a specific property.
30% deposit required (Less £1000) within 45 days of reservation. Should you choose to
borrow the 30% deposit, the developer will pay the interest only of the loan for the 30%
deposit until completion of the specific unit you have reserved.

Any interest paid by the developer will accrue and be added to the purchase price upon completion.

Example: Reservation at £200,000. £1000 reservation fee paid.
The deposit = £200,000 x 30% = 60,000 - £1000 (reservation fee) = £59,000.
Interest on £59,000 @ 6% p.a. = £295 per month, paid for 24 months by the developer
= £7,080 added to the purchase price upon completion.

Due to the significantly discounted off-plan contract price and the capital appreciation during the
construction phase, it is anticipated that the £200,000 purchase price will have grown to a
property value at completion of circa £325,000.

At this point a 70% loan to value guaranteed mortgage is available and therefore you will be able
to borrow up to 100% which would then include your 30% deposit. This is clearly ample to pay
for the £199,000 (Purchase price less £1000 reservation fee) that you owe as well as the accrued
interest of £7,080 (From the above example).

There is a 2-year rental guarantee of 10% of your purchase price of £200,000, this will generate
you an income of £20,000 each year, which covers your mortgage payments. After the initial
2-year rental guarantee of 10% per year, you can opt for a 5-year share of the room rate scheme,
where you will receive an equal share of 50% of the income generated each month by all identical
unit types.

You will benefit from significant, regular monthly income whether your specific property is let or not.
Hopefully you have been able to follow the detail within the example and now clearly understand
how it really is possible to invest with as little as £1000. We would be delighted to answer any
further questions you have regarding this exciting opportunity as well as helping you to make your
reservation in the Caribbean. The team can be contacted on +44 (0) 8450 090710 or register here.
 
How to finance your investment property
£1000 ($2000) non-refundable reservation fee* required for reservation of a specific property
- you must pay the deposit.. 30% of the purchase price within 45 days of making your reservation
(All you pay is £1,000 reservation fee** - nothing else to pay until completion)
Because we pay your monthly interest payment on the 30% deposit

*In cases where you are unable to obtain a loan to pay the deposit, we will refund the £1,000
($2000) reservation fee. **Subject to status. Terms & conditions apply. 
Subject to status. Terms & conditions apply
 



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